Instant Loans
Funds in your wallet within minutes
No Guarantors
24/7 Access to loans
Flexible payment
Low-interest rate
How it Works
Download the App
Introduce yourself
Fill out our brief application form with some basic personal information. We will review your application immediately.
Money in your wallet
Once approved, funds are typically disbursed within 5 minutes. It's that easy, promise.
Repay your loan
Repay your loan on or before the due date to increase your chances of receiving a higher loan amount and lower interest rate for your next loan.
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MyXalary
MyXalary is a management software that frees your team from administrative stress and allows you to focus on your core mission. If your organization uses the MY Xalary platform, you would need an invitation code to explore.
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Our Loan Categories
MyX3 for Individuals
Whatever you need that extra bit for, we are here to help.
Salary Advance
Can't wait till payday? We’ve got you covered! Achieve your month-end goals easily with our salary advance loans. We provide financial assistance starting from 50,000 to 5,000,000 Naira supported with instant disbursal and flexible payments.
Quick Fix Loans
Access instant short term loans designed to take care of those moments where you need to bridge gaps in finances; pay electricity bills, buy fuel, and sort out other pressing and embarrassing needs. The loan application and disbursement process take place in under 5 minutes and the repayable term is within 30 days.
Product Loans
Need to get that phone, laptop, car, or PS5? Why wait? Whatever you want to buy, get it in a snap with MyX3 and pay in installments.
MyX3 for Businesses
In need of Business Loans? We’ve got you covered.
LPO Financing
Meet all your customers’ orders in time and never run out of stock with our Local Purchase Order Finance. This loan facility is designed to empower vendors and contractors to match their supply order requirements with ease and efficiency. With swift loan approval processes, our LPO solution enables businesses to continue running operations and fulfill demands in time.
Invoice Discounting
No need to wait for unpaid invoices. We know that controlling your cash flow can be challenging, which is why we can provide funds within 24 hours. Whether you need to pay suppliers, pay wages, or have other commitments to meet, run business quickly with our invoice discounting loans.
Working Capital Loan
Keep your everyday business operations up and running with our instant working capital cash flows. We’ll help you fulfill critical business expenses such as raw materials, vendor payments, bills, etc.
Equipment Leasing
So you want to get equipment financing, but you also want to make sure you’re getting the best deal? We’ve got you covered. We help organizations to lease essential equipment at attractive interest rates for order completions and gain ownership with easy installment cycles.
Whatever you want, get it faster with MyX3